Retirement Savings Planner

Project your retirement nest egg and the monthly income it can sustain.

Current savings ($):

Monthly contribution ($):

Annual return (%):

Years to retirement:

How to use

Enter current savings, monthly contributions, return, and years to retirement, then click Calculate.

What is the 4% rule?

A guideline that you can withdraw about 4% of your portfolio per year in retirement without running out over ~30 years.

What return should I assume?

A 60/40 stock/bond portfolio historically returned ~7% annually before inflation; 6-7% is a common planning assumption.

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