Baby Cost Calculator

First-year baby costs — one-time gear plus monthly ongoing expenses.

One-time gear (crib, stroller…) ($):

Diapers & wipes / month ($):

Formula / feeding / month ($):

Childcare / month ($):

Medical / insurance / month ($):

Other monthly ($):

How to use

Enter one-time and monthly costs, then click Calculate.

How much does a baby cost in year one?

US average ~$15,000-20,000 including childcare; ~$6,000-10,000 without paid childcare.

What is the biggest cost?

Childcare, by far — often $1,000+/month. Gear is a one-time hit you can cut with secondhand buys.

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