Rent or Buy Comparison

Compare 5-year costs of renting vs buying the same home, side by side.

Monthly rent ($):

Home price ($):

Down payment ($):

Mortgage rate (%):

Annual rent increase (%):

Annual home appreciation (%):

How to use

Enter rent, home price, mortgage details, and growth assumptions, then click Compare.

What costs does buying include?

Mortgage principal and interest, property tax, insurance, maintenance (~1%/yr), minus equity built and estimated appreciation.

Does it account for rent increases?

Yes — enter your expected annual rent increase and home appreciation to make the comparison fair.

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