High-Yield Savings Comparison

Compare savings accounts by APY — see the real dollar difference over time.

Balance ($):

Years:

Account A APY (%):

Account B APY (%):

How to use

Enter balance and compare two APYs over your chosen years, then click Compare.

APY vs interest rate?

APY includes compounding, so it is the true yearly yield. Always compare APYs, not rates.

How much does 1% matter?

On $25,000, 4.5% vs 3.5% APY is ~$250/year — free money for switching accounts.

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