Down Payment Planner

How long until you have the down payment — with savings growth along the way.

Home price ($):

Down payment (%):

Saved so far ($):

Saving per month ($):

Savings APY (%):

How to use

Enter home price, down payment %, current savings, and monthly saving, then click Calculate.

How much down payment do I need?

20% avoids PMI, but many buyers put 3-10% down with PMI or assistance programs.

Should I count closing costs?

Yes — budget an extra 2-5% of the price for closing costs on top of the down payment.

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