Car Loan Calculator

Monthly car payment with down payment, trade-in, taxes, and fees rolled in.

Vehicle price ($):

Down payment ($):

Trade-in value ($):

APR (%):

Term (months):

Taxes + fees ($):

How to use

Enter vehicle price, down payment, trade-in, rate, and term, then click Calculate.

Should I include tax and fees in the loan?

You can, but you will pay interest on them. Paying fees upfront keeps the loan smaller.

What is a good car loan term?

48-60 months balances payment size and interest. 72+ month loans often leave you owing more than the car is worth.

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