Monthly Budget Planner

Build a monthly budget from your income and expenses and see your savings rate.

Monthly take-home income ($):

Housing ($):

Food & groceries ($):

Transport ($):

Utilities & bills ($):

Everything else ($):

How to use

Enter your take-home income and spending per category, then click Calculate.

What is a good savings rate?

Aim for at least 20% of income. If you are under 10%, look for the biggest expense category to trim.

Should I budget before or after tax?

Use after-tax (take-home) income — that is the money you actually have to spend.

☕

Every tool runs 100% in your browser — no uploads, no signups. If a tool saved you time, consider supporting us with a small donation.