Balance Transfer Comparer

Compare balance-transfer offers: fees vs interest saved, side by side.

Balance ($):

Current APR (%):

Offer A — transfer fee (%):intro APR (%):intro months:

Offer B — transfer fee (%):intro APR (%):intro months:

Simplified estimate (flat balance, 12-month window) — not financial advice.

How to use

Enter your balance, current APR and two offers, then click Compare. Everything runs in your browser — nothing is uploaded or stored.

How are savings figured?

We compare ~12 months of interest at your current APR against each offer's fee + intro interest.

Is this exact?

Simplified — assumes the balance stays flat. Estimates only, not financial advice.

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